Terms of Service

Last updated: 2025-01-15

Important: These Terms of Service constitute a legally binding agreement. Please read them carefully. By using Starshot Money, you agree to be bound by these terms.

1. Acceptance of Terms

By accessing or using Starshot Money's services, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this service.

2. Service Description

Starshot Money provides a platform that facilitates access to decentralized finance (DeFi) protocols for earning yield on USDC deposits. We are a technology provider, not a financial institution, investment advisor, or broker-dealer.

Our services include:

  • Fiat-to-crypto on/off ramp integration via Coinbase
  • Non-custodial wallet infrastructure via Crossmint
  • Access to vetted DeFi lending protocols on Base chain
  • Transaction monitoring and portfolio tracking

3. Eligibility

You must be at least 18 years old and legally capable of entering into binding contracts to use our services. You must also comply with all applicable laws in your jurisdiction.

Currently, our services are only available to residents of the United States. By using our services, you represent and warrant that you meet these eligibility requirements.

4. Account Registration

To use Starshot Money, you must create an account and complete our identity verification (KYC) process. You agree to:

  • Provide accurate, current, and complete information
  • Maintain and promptly update your account information
  • Maintain the security of your account credentials
  • Accept responsibility for all activities under your account
  • Notify us immediately of any unauthorized access

5. Risk Disclosures

DeFi protocols carry inherent risks, including but not limited to:

  • Smart Contract Risk: Bugs or vulnerabilities in protocol code may result in loss of funds
  • Market Risk: Cryptocurrency values and yields fluctuate based on market conditions
  • Protocol Risk: DeFi protocols may experience technical failures, governance attacks, or economic exploits
  • Regulatory Risk: Cryptocurrency regulations are evolving and may change
  • Liquidity Risk: In extreme market conditions, withdrawals may be delayed

You acknowledge and accept these risks. Only invest funds you can afford to lose. Starshot Money is not responsible for losses incurred through DeFi protocol usage.

6. Fees

Starshot Money charges a 10% performance fee on realized profits. This fee is automatically deducted when you earn yield. We do not charge deposit fees, withdrawal fees, or monthly maintenance fees.

Third-party service providers (Coinbase, Crossmint, blockchain networks) may charge separate fees for their services.

7. Non-Custodial Service

Starshot Money is a non-custodial platform. You maintain control of your funds through wallet infrastructure provided by Crossmint. We cannot access, move, or freeze your funds without your explicit authorization.

You are solely responsible for maintaining the security of your wallet credentials. Loss of wallet access may result in permanent loss of funds.

8. Prohibited Activities

You may not use our services to:

  • Violate any applicable laws or regulations
  • Engage in money laundering or terrorist financing
  • Manipulate markets or engage in fraudulent activities
  • Interfere with or disrupt our services
  • Access our systems without authorization
  • Create multiple accounts to circumvent restrictions

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, STARSHOT MONEY SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS, DATA LOSS, OR LOSS OF CRYPTOCURRENCY, ARISING FROM YOUR USE OF OUR SERVICES.

Our total liability shall not exceed the amount of fees you paid to us in the 12 months preceding the claim.

10. Termination

We may suspend or terminate your account at any time for violation of these terms or applicable laws. You may close your account at any time by withdrawing your funds and contacting support.

11. Changes to Terms

We reserve the right to modify these Terms of Service at any time. We will notify users of material changes via email or platform notification. Continued use of our services after changes constitutes acceptance of the modified terms.

12. Governing Law

These terms are governed by the laws of the State of Delaware, United States, without regard to conflict of law principles. Any disputes shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.

13. Contact

For questions about these Terms of Service, please contact us at:

Email: legal@starshot.money